In Dunedin 10 days ago I tried to pay for lunch with my credit card. The transaction was cancelled.
I knew there was more than enough credit in the account so tried again. It was cancelled again.
I paid cash.
An hour or so later I tried to pay for a purchase at a shop with the credit card. It wouldn’t work.
I went to the bank, the teller put the card in the hole in the wall and got a message saying the chip was damaged.
She said that was happening to cards used to self-checkouts in supermarkets. That doesn’t make sense when the card thingees are the same as those at checkouts with staff but I didn’t argue with her.
She said the bank would send me a new card and that would take about seven working days.
I found the new card in the mail that had arrived when I was away at the end of last week when I got home yesterday and it worked at the supermarket where I used it for the first time today. I’m grateful for that and that being credit-cardless for 10 days wasn’t a problem because I know that for some people it would have been.