Facient – producing a specified action or state; one who does anything, good or bad; a doer; an agent; the second number in a two-digit multiplication problem.
Chocolate Chip Cookie
You’re the go-to favourite dessert. The delectable morning and afternoon treat. Speckled with melty cocoa chips, you just beg for a tall glass of milk.
I’d rather be a biscuit that a cookie and pair with ice cream than milk.
Revenue Minister Todd McClay has said that flood affected farmers in Northland will be offered assistance through Inland Revenue’s income equalisation discretion following the declaration of a medium scale adverse event by Primary Industries Minister Nathan Guy this morning.
“The Government recognises that this will be a difficult time for many in Northland as they come to terms with the damage caused by recent severe weather events. This assistance from IRD will give greater certainty to affected farmers and is designed to make the coming months easier for them as they deal with the damage done to their farms,” Mr McClay says. . .
High levels of labour efficiency, low costs of production and plenty of potential to increase productivity with minimal investment are the good news stories from the 2013 Southern Beef Situation Analysis, commissioned by MLA.
The findings reinforced earlier work about the opportunities for southern beef producers.
The analysis found that average profits per hectare in beef production have lagged behind most alternative enterprises in the southern region, excluding wool, in the past 15 years.
However, it also showed that it would be better for southern beef producers with low profitability to improve efficiencies in their current business rather than switching to an alternative enterprise. . . .
Crown Irrigation Investments Limited (Crown Irrigation) today announced it has reached financial close on its first investment with Central Plains Water Limited.
Under the agreement, Crown Irrigation will provide $6.5 million of subordinated debt finance for a period of up to five years, to support the construction of excess capacity in the headrace to be built during Stage 1 that is needed for later stages of the irrigation scheme.
Following the agreement of a terms sheet in March 2014, the transaction has been subject to comprehensive due diligence by Crown Irrigation and all conditions precedent have been satisfied. . .
GlobalDairyTrade (GDT) announced today that Molkerei Ammerland will join the seven existing sellers on GlobalDairyTrade beginning September, 2014, offering Sweet Whey Powder for the first time on the world’s leading auction platform.
Molkerei Ammerland’s participation as a seller on GDT marks yet another significant development in the world’s foremost online dairy commodity trading platform.
Molkerei Ammerland, one of Europe’s leading dairy cooperatives, gathers milk from over 2000 farmers across northwest Germany, and through its state of the art production facilities it processes more than 1.5 billion kilograms of milk for sale to over 50 countries around the world. Molkerei Ammerland specialises in cheeses, butter, whey powders, milk powders and fresh dairy products, and has capitalised on over 125 years’ experience. . .
The New Zealand seafood industry congratulated Southern Seabird Solution Trust’s on its short film “Sharing Worlds, Seabirds and Fishing” which was launched today by the Hon Nick Smith, the Minister of Conservation at the Royal Albatross Centre on the Otago Peninsula.
The film highlights Otago fishing and conservation working together for the benefit of seabirds like the yellow-eyed penguin and sooty shearwater, also known as titi.
“The film is a tangible demonstration of how organisations, often with differing interests, can work together in a positive and proactive way,” says George Clement, Chair of Seafood New Zealand who was at the launch. . .
Andy Somerville has been appointed as the new chief executive officer for the Primary Industry Capability Alliance (PICA).
PICA is a collaboration between New Zealand Young Farmers; DairyNZ; Beef and Lamb NZ; PrimaryITO; Taratahi; Ministry for Primary Industries and Lincoln University, set up in 2012 to develop a capability strategy for the wider agricultural industry.
Chair of the Transition Board for PICA, Mark Paine, says Andy, originally from Otago, is a Lincoln University graduate who comes from a rural and commercial banking background. . . .
This came in an email, but oh how it resonates:
WINDOWS: Please enter your new password.
WINDOWS: Sorry, the password must be more than 8 characters
USER: boiled cabbage
WINDOWS: Sorry, the password must contain 1 numerical character
USER: 1 boiled cabbage
WINDOWS: Sorry, the password cannot have blank spaces.
WINDOWS: Sorry, the password must contain at least one upper case character.
WINDOWS: Sorry, the password cannot use more than one upper case character consecutively.
WINDOWS: Sorry, the password cannot contain punctuation.
WINDOWS: Sorry, that password is already in use.
It’s not only phones which distract, of course, but this is a good reminder of how serious the consequences of a moment of inattention could be.
The GlobalDairyTrade price index dropped 8.9% in this morning’s auction.
The drop to US$3,309 a tonne takes the GDT to the lowest price since December 2012.
. . . The New Zealand dollar was trading at 88.16 US cents before the release. It dropped as low as 87.50 cents and was recently trading at 87.65 cents. . .
One factor influencing the price is the drop in the price of corn in the USA which is making milk production cheaper there.
An imbalance between supply and demand is pushing up property prices in a few places.
But, Glen Herud writes, you can afford a house in most places despite what people say:
I’ve had a few conversations with people who I’d describe as being middle class New Zealanders. They are earning around $100,000/year, yet they claim they can’t afford to buy a house.
As we talk it over further, it becomes clear that they actually can’t afford a house of the required standard in the desirable area of the major city in which they live.
It’s pretty hard to buy your first house in Queenstown, Christchurch, Auckland or Wellington, especially if you are not prepared to live in the cheaper suburbs.
But if you are prepared to live in the cheaper suburbs and start on the bottom rung of the ladder rather than several rungs up it’s possible.
It occurs to me that people have priorities in their lives and when they say “we can’t afford to buy a house”, they really mean that they are not prepared to make the sacrifices required to get into home ownership. . .
He gives some examples of people who were prepared to make sacrifices and concludes:
Money gives you options
When you are young you have no money and I think all money does is give you options.
When you have no money you have limited options and you have to focus your limited resources.
It’s totally possible for young families to buy a house in New Zealand. The question is are people prepared to make the sacrifices required?
When I look at the people who tell me they can’t buy a house, I notice that they all eat out at restaurants regularly, there’s lots of money being spent of manicures and salons & plenty of nights out on the town & shopping trips to Melbourne.
The same thing applies to farming. I saw my parents move from Zimbabwe with nothing in there 30s, working as farm workers to buying their first farm 11 years later.
My first employer started dairy farming at 17 and was sharemilking 400 cows at 28 and at 40 years of age owns a large dairy farm, among other things.
These are all examples of ordinary people with ordinary intellect just getting on with it and getting ahead.
It’s all about priorities, attitude & peoples willingness to do what is required. . .
Too many people want to start where their parents finished and aren’t willing to work their way up to something better than what they can afford nor go without while they save so they can afford something better.
At least part of the housing ‘crisis’ is really a problem with priorities.